Is Scapia credit card lifetime free?

Yes, the Scapia Federal Credit Card is widely advertised as a lifetime free credit card with no joining fee and no annual fee, subject to current terms.

Does Scapia offer unlimited lounge access?

Scapia offers unlimited domestic airport lounge access, but it is typically spend-based. You usually need to spend ₹5,000 in the previous billing cycle to unlock unlimited access for the current month.

What are Scapia airport dining or spa benefits?

Scapia provides airport privileges which can include dining, shopping, or spa credits at partner outlets within airports, managed through the Scapia app.

Who is eligible for Scapia credit card?

Eligibility generally requires a good credit score (750+), stable income, and Indian residency. Final approval is at the sole discretion of Federal Bank.

✈️ Zero Joining Fee

Unlock Unlimited Lounge Access with Scapia

Lounge access and airport privileges are subject to Scapia and partner terms.

Zero Forex Markup. Zero Annual Fee. The ultimate credit card for travelers is here.

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⚡ Digital Onboarding 💳 Virtual Card Instantly

Why Travelers Love Scapia

🛋️

Unlimited Lounge Access

Domestic airport lounge access available on eligible spends, as per Scapia’s current terms.

🌍

Zero Forex Markup

Travel freely with 0% markup on all international transactions. Save money on every swipe.

🪙

Scapia Coins

Earn Scapia coins on eligible travel bookings and spends, as per the reward structure.

✨

Premium Experiences

Get exclusive access to airport dining, shopping, and spa services with your card.

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How to Apply

Digital onboarding in 3 simple steps.

Click Invite Link

Use our exclusive invite link to start your application.

Verify Details

Complete identity verification as required during the application process.

Activate Card

If approved, you can start using your virtual card as per Scapia’s process.

Honest Review

Welcome to my detailed Scapia credit card review. Having used this card for over a year, here is why it's a traveler's favorite:

Key Highlights & Benefits

✓ Unmatched Benefits: The core Scapia credit card benefits focus entirely on travel, offering 10% coin rewards on bookings.
✓ Zero Forex Charges: Save 3-4% on every international swipe with zero Scapia credit card forex charges.
✓ Lounge Access: Domestic lounge access is one of the key features, subject to eligibility and usage conditions.
✓ Seamless App Experience: Forget clunky portals—there is no web-based Scapia credit card login. Everything happens on their slick app.
✓ Community Trust: Positive threads on Scapia credit card reddit confirm its reliability and quick Scapia credit card customer care number support via the app ("Holler" feature).

Eligibility & Application

Eligibility & Application: This card is best suited for users who travel and meet Scapia’s eligibility criteria.

✅ Perfect For

Frequent Flyers
International Travelers
Lounge Lovers

❌ Not For

Cashback Seekers
Fuel Spenders

Frequently Asked Questions

Scapia currently does not charge a joining fee. Fee structure and card terms are subject to change as per Scapia and partner bank policies.

Scapia offers domestic airport lounge access based on spend criteria and current program terms. Access may vary by airport and usage conditions.

Scapia coins are reward points that can be redeemed for eligible travel bookings and benefits within the Scapia ecosystem. They cannot be withdrawn as cash.

Eligibility depends on factors such as credit profile, income, and internal assessment by Scapia and its partner bank.

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