Scapia Credit Card International Lounge Access: What You Need to Know
One of the most frequent search queries for this card is about Scapia credit card international lounge access. It's a valid question since Scapia positions itself as a "Travel Card." Detailed below is everything you need to know to avoid disappointment at the airport.
The Short Answer: No
Currently, the Scapia Federal Credit Card does not offer complimentary international lounge access. The unlimited lounge benefit is strictly restricted to participating domestic airport lounges within India.
Why the Confusion?
The confusion often stems from two things:
- "Travel Card" Branding: Since it offers Zero Forex markup (a great international benefit), users assume it also comes with global lounge access.
- "Unlimited" Claim: The word unlimited applies to the frequency of domestic visits, not the geographical scope.
Can You Use It Internationally Anyway?
You technically can swipe your Scapia card at an international lounge, but it will not be complimentary. You will be charged the full walk-on rate, which can range from $30 to $50 (approx. ₹2,500 - ₹4,000) per visit. We strongly advise against this as it is poor value.
Still a Great International Helper?
While it lacks lounge access abroad, its Zero Forex Markup saves you 3.5% on every transaction.
Get Zero Forex CardAlternatives for International Lounges
If international lounge access is a dealbreaker for you, consider pairing Scapia with another card:
- Premium Cards: HDFC Regalia Gold, Axis Atlas, or SBI Prime usually offer Priority Pass memberships with a few free international visits per year.
- Debit Cards: Some high-net-worth debit cards (Burgundy, Imperia) offer international access.
Conclusion
Do not get the Scapia card for Scapia credit card international lounge access—you will be disappointed. Get it for the Zero Forex fees and the amazing Domestic Lounge program.
It remains the best secondary card to carry in your wallet while traveling abroad, ensuring you don't pay extra fees on your shopping and dining.
Should You Apply?
Yes, for the Forex savings alone. It's free to hold.